Debt Payoff Tracker Spreadsheet, Snowball Avalanche Calculator (Google Sheets Excel)

This comprehensive spreadsheet helps you take control of multiple debts by comparing the Snowball and Avalanche repayment methods side by side. Enter your balances, interest rates, and minimum payments, and the tool automatically generates a personalized payoff schedule with your estimated debt-free date. Track up to ten debts across Google Sheets or Excel, monitor your progress month by month, and adjust additional payments as your financial situation changes.