Halal Budget Spreadsheet Bundle UK | Islamic Finance Planner | Zakat Calculator | Muslim Budget Tracker | Google Sheets Excel Template

Finally — Halal finance tools built specifically for British Muslims. Created by a qualified UK accountant. 🎁 WHAT'S INCLUDED IN THIS BUNDLE This bundle includes 8 professionally designed spreadsheet templates: 1. Monthly Halal Budget Tracker Track all income and expenses in a Shariah-aware format. Separate halal and doubtful income streams. UK currency (£). Covers all spending categories relevant to British Muslim households. 2. Savings Tracker Track all your halal savings. Profit-share tracking (no interest). Al Rayan / Gatehouse Bank compatible. 3. Zakat Calculator (UK Edition) Calculates Zakat on savings, gold, silver, business stock, crypto, investments and receivables. Uses the current nisab threshold. Automatically calculates your 2.5% Zakat due. Built for UK assets and GBP currency. 4. Hajj & Umrah Savings Plan Tracker Set your Hajj savings goal based on real UK package costs (£7,000–£12,000). Track monthly contributions. Visualise your progress. Calculates exactly when you'll reach your target. 5. Halal Investment Portfolio Tracker Track your halal stocks, Islamic funds, sukuk and property investments. Monitor performance. Flag any potentially non-compliant holdings for review. 6. UK Self-Employed Income & Expense Tracker Designed for the UK self-assessment tax year (April to April). Automatically calculates taxable profit, allowable expenses and estimated tax liability. HMRC-ready. 7. Ramadan & Islamic Events Spending Planner Plan your Ramadan budget, Eid spending, Sadaqah and Zakat-al-Fitr in one place. Avoid overspending during the blessed months. 8. Sadaqah & Charity Tracker Full donation log. Gift Aid tracking. Summary by category. Self-Assessment compatible. 👤 WHO IS THIS FOR? 🕌 British Muslims wanting to manage money according to Islamic values 💼 UK self-employed Muslims needing organised financial records 🕋 Anyone saving for Hajj or Umrah in the UK 📊 Muslim families wanting a halal budgeting system 🆕 Reverts to Islam learning Islamic financial principles 💰 Anyone wanting to calculate and pay their Zakat correctly 📥 HOW IT WORKS 1. Purchase and download instantly 2. Open the Google Sheets link (File → Make a Copy for your editable version) 3. Or open the Excel .xlsx file directly 4. Follow the included instructions tab in each spreadsheet 5. Start tracking immediately 📁 FILE DETAILS — Format: Google Sheets (shareable link) + Excel (.xlsx) — Works on: Desktop, laptop, tablet and mobile — Compatible with: Google Sheets (free), Microsoft Excel, Apple Numbers — Instant download — no waiting — Instructions tab included in every template — UK currency (£) and UK tax year throughout 👨‍💼 ABOUT THE CREATOR These templates were created by a qualified accountant based in London. Every formula has been professionally checked. This is not just a pretty template — it's a functional financial tool built with real accounting knowledge. ❓ FREQUENTLY ASKED QUESTIONS Q: Are the Zakat calculations guaranteed to be correct for my situation? A: The calculator is built using standard scholarly nisab thresholds and the 2.5% Zakat rate. However as Zakat rulings can vary by madhab and personal circumstance, we recommend consulting your local scholar or imam for personalised guidance. Q: Is this compatible with the latest UK tax year? A: Yes — all templates are updated for the 2026-27 UK tax year (April 2026 to April 2027). Q: Can I buy individual templates? A: Yes, please visit our store on https://rizqdigitalstore.etsy.com Q: Do I need to pay for Google Sheets? A: No — Google Sheets is completely free. You just need a free Google account. Q: Can I use this on my phone? A: Yes — Google Sheets works on iPhone and Android via the free Google Sheets app. Q: Is this a physical product? A: No — this is an instant digital download. Nothing will be posted to you. Q: Can I share this with my family? A: For personal household use with immediate family, yes. Please do not share publicly or resell. Q: What if I need help using the templates? A: Message us on Etsy anytime — We reply within 24 hours inshAllah. ⚠️ PLEASE NOTE Due to the instant digital nature of this product, refunds cannot be offered once the file has been downloaded. If you experience any technical issues, please message us before leaving a review and we will resolve them promptly. Product Accuracy & Transparency: You will receive exactly the digital files described above, complete in functionality and delivered in the stated quality. The preview visuals are provided as a realistic reference. Depending on device, app, or display settings, the appearance (e.g., colors/fonts) may vary slightly—content and functionality remain unchanged. 📦 DIGITAL DOWNLOAD — No physical product will be shipped. You will receive an instant download link after purchase. 🔒 PERSONAL USE ONLY — Please do not reproduce, share, or resell any RizqDigitalStore files in any format for commercial use. JazakAllah Khayran for supporting a small British Muslim business. ⚠️ IMPORTANT DISCLAIMER The templates and content provided in this product are for informational and organisational purposes only. They do not constitute financial advice, tax advice, legal advice, or Islamic/Shariah advice of any kind. Whilst these templates have been created by a qualified UK accountant, they are general tools and may not reflect your individual financial or personal circumstances. Tax rules, Zakat thresholds and Islamic finance rulings can change — always verify current figures before relying on them. For personalised financial or tax advice, please consult a qualified accountant or financial adviser regulated by the FCA. For personalised Islamic finance or Zakat guidance, please consult a qualified Islamic scholar or your local imam. RizqDigitalStore and its creator accept no liability for any financial decisions made based on the use of these templates.